题目内容：
根据下列材料，请回答题：
The suffering of Haiti after the earthquake would be worse than that of rich countries because （ ）
[A] the insurance money covers only a small part of its reconstruction costs
[B] the insurance payout might be kept by individuals or companies
[C] foreign governments can't offer enough help because of financial burden
[D] its government might transfer the burden of recovery to multilateral agencies
参考答案：
答案解析：