单选题：关于保险和银行储蓄异同的说法．错误的是（　　）．

题目内容：

关于保险和银行储蓄异同的说法．错误的是（　　）． A．二者都是以现在资金的剩余为将来做准备
B．储蓄的本利给付是确定的，保险则不确定
C．储蓄的经营技术比保险更为复杂
D．储蓄具有个别对等支付关系．保险则是整体对价关系

参考答案：

答案解析：

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