单选题：下列关于个人教育贷款的说法，不正确的是（　　）。

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题目内容：
下列关于个人教育贷款的说法，不正确的是（　　）。 A．个人教台贷款具有社会公益性，政策参与程度较高
B．国家助学贷款实行“财政贴息、风险补偿、信用发放、专款专用和按期偿还”的原则
C．商业助学贷款实行“部分自筹、有效担保、专款专用和按期偿还”的原则
D．与其他个人贷款相比，个人教育贷款的风险度相对较低

参考答案：
答案解析：

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