题目内容：
下列信用形式中，属于直接信用的有（ ）。
A.商业企业对客户赊销商品 B.银行对企业发放长期借款 C.企业发行债券 D.银行对居民发放购房贷款
参考答案：
答案解析：
选择题：下列信用形式中，属于直接信用的有（ ）。A.商业企业对客户赊销商品 B.银行对企业发放长期借款 C.企业发行债券 D.银行对居民发放购房贷款
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