题目内容:
根据以下材料,回答题Ahouseisthemostexpensivethingmostpeoplewilleverbuy.Veryfewpeoplehaveenoughmoneyoftheirowntobuyahouse,sotheyhavetoborrowmoneyfromabank.Borrowingmoneyfromabanktobuyahouseiscalled"takeamortgage".Thebankusuallylendsmoneyorgivesamortgagefortwenty-fiveyears.Housesaresoexpensivethatmanypeoplenowadayshavetoborrowasmuchas$50000.Inotherwords,theywillhavea$50000mortgage.
Howcanyougetamortgage?Whenyoufindahouseyoulike,yougotoabank.Thebankwillresearchyoufinancialhistoryanddecideiftheythinkyouareagoodrisk.Theywillwanttoknowwhatkindofjobyouhave,whatkindofsalaryyoumakeandhowlongyouhavehadthejob.Theywillalsowanttoknowhowmuchmoneyyouhave.Inaddition,thebankswillrequireadownpayment.Dependingonwhichstateyoulivein,thebankmayrequireasmuchas30%ofthepriceofthehouseasadownpayment.Thebankwillthenlendyoutherestofthemoneytobuythehouse.Manypeopleareneverabletobuyahousebecausetheycannotsaveenoughmoneyforthedownpayment.
WhatdoesahousemeanintheUnitedStates?______ A.Itisadreamwhichmanypeoplecanhardlyrealize
B.Itissoexpensivethatmanypeoplecannotreallybuythem
C.Itisthemostimportantpropertythatmanypeopletrytobuy
D.Itdoesn'tbelongtopeopleiftheycannotborrowmoneyfromthebank
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答案解析: