多选题:个人耐用消费品贷款的贷款额度表述正确的是(  )

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题目内容:
个人耐用消费品贷款的贷款额度表述正确的是(  ) A.起点一般为2000元
B.起点一般为5000元
C.最高额不超过10万元
D.最高额不超过15万元
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