题目内容：
InHardEconomyforAllAges,OlderIsn'tBetter...It'sBrutal
[A]Younggraduatesareindebt,outofworkandontheirparents'couches.Peopleintheir30sand40scan'taffordtobuyhomesorhavechildren.Retireesareearningnear-zerointerestontheirsavings.
[B]Inthecurrentlistless(缺乏活力的)economy,everygenerationhasaclaimtohavingbeenmostinjured.ButtheLaborDepartment'slatestjobsreportsandotherrecentdatapresentastrongcaseforcrowningbabyboomers(二战后生育高峰期出生的人)asthegreatestvictimsoftherecessionanditsdreadfulconsequences.
[C]TheseAmericansintheir50sandearly60s--thosenearretirementagewhodonotyethaveaccesstoMedicareandSocialSecurity--havelostthemostearningspowerofanyagegroup,withtheirhouseholdincomes10percentbelowwhattheymadewhentherecoverybeganthreeyearsago,accordingtoSentierResearch,adataanalysiscompany.Theirretirementsavingsandhomevaluesfellsharplyattheworstpossibletime:justbeforetheyneededtocashout.Theyaresupportingbothagedparentsandunemployedyoung-adultchildren,earningthemtheunluckynickname"GenerationSqueeze."
[D]Newresearchsuggeststhattheymaydiesooner,becausetheirhealth,incomesecurityandmentalwell-beingwerebattered(重创)byrecessionatacrucialtimeintheirlives.ArecentstudybyeconomistsatWellesleyCollegefoundthatpeoplewholosttheirjobsinthefewyearsbeforebecomingqualifiedforSocialSecuritylostuptothreeyearsfromtheirlifeexpectanv'y(预期寿命),largelybecausetheynolongerhadaccesstoaffordablehealthcare.
[E]UnemploymentratesforAmericansnearingretirementarefarlowerthanthoseforyoungpeople,whoarerecentlyoutofschool,withfewerskillsandashorterworkhistory.Butonceoutofajob,olderworkershaveamuchhardertimefindinganotherone.Overthelastyear,theaveragedurationofunemploymentforolderpeoplewas53weeks,comparedwith19weeksforteenagers,accordingtotheLaborDepartment'sjobsreportreleasedonFriday.
[F]Thelengthyprocessispartlybecauseolderworkersaremorelikelytohavebeenlaidofffromindustriesthataredownsizing,likemanufacturing.Comparedwiththerestofthepopulation,olderpeoplearealsomorelikelytoowntheirownhomesandbelessmobilethanrenters,whocanmovetonewjobmarkets.
[G]Olderworkersaremorelikelytohaveadisabilityofsomesort,perhapslimitingtherangeofjobsthatofferrealisticchoices.Theymayalsobelessinclined,atleastinitially,totakejobsthatpayfarlessthantheiroldpositions.
[H]Displacedboomersalsobelievetheyarevictimsofagediscrimination,becauseemployerscaneasilyfindayoung,energeticworkerwhowillacceptlowerpayandwhocanpotentiallystickaroundfordecadesratherthanafewyears.
[I]Inasurveyofolderworkerswhowerelaidoffduringtherecession,justoneinsixhadfoundanotherjob,andhalfofthatgrouphadacceptedpaycuts.14%ofthere-employedsaidthepayintheirnewjobwaslessthanhalfwhattheyearnedintheirpreviousjob."Ijustsaytomyself:'Whyme?WhathaveIdonetodeservethis?'"saidJohnAgati,56,whoselastfull-timejob,asaproductdeveloper,endedfouryearsagowhenhisemployerwentoutofbusiness.Thatpositionpaid$90,000,andhisresumelistsjobsatcompanieslikeAmericanExpress,DisneyandUSANetworks.Sincebeinglaidoff,though,hehasworkedaseriesofpart-time,low-wage,temporarypositions,includingsellingshoesatLord&Taylorandmakingsalescallsforacarcompany.
[J]Thelastfewyearshavetakenatoilnotonlyonhisfamily'sfinances,butalsoonhisfeelingsofself-worth."Youjustgetsad,"Mr.Agatisaid."Iseepeoplegettingupinthemorning,goingouttotheircareersandgoinghome.IjustwishIwasdoingthat.Somepeopledon'tliketheirjobs,ortheyhaveproblemswiththeirjobs,butatleastthey'reworking.IjustwishIwasintheirshoes."
Hesaidhecannotaffordtogobacktoschool,asmanyyoungerpeoplewithoutjobshavedone.Evenifhecouldaffordit,economistssayitisunclearwhetherolderworkerslikehimbenefitmuchfrommoreeducation.
[K]"Itjustdoesn'tmakesensetoofferretrainingforpeople55andolder,"saidDanielHamermesh,aneconomicsprofessor."Discriminationbyage,long-termunemployment,andthefactthatthey'renowattheendofthehiringqueuejustdon'tmakeitsensibletoinvestinthem."
[L]Manydisplacedolderworkersaretakingthismessagetoheartandleavingthelaborforceentirely.TheshareofolderpeopleapplyingforSocialSecurityearlyrosequicklyduringtherecessionaspeoplesoughtwhateverincometheycouldfind.Thepenaltytheywillpayispermanent,asretireeswhotakebenefitsatage62willreceiveasmuchas30%lessineachmonth'scheckfortherestoftheirlivesthantheywouldiftheyhadwaiteduntilfullretirementage(66forthosebornafter1942).
[M]ThosenotyetqualifiedforSocialSecurityareincreasinglyapplyingforanother,comparablekindofincomesupportthatoftengoestopeoplewhoexpectnevertoworkagain:disabilitybenefits.Morethanoneineightpeopleintheirlate50sisnowonsomeformoffederaldisabilityinsuranceprogram,accordingtoProfessorMarkDugganattheUniversityofPennsylvania'sWhartonSchool.
[N]TheveryoldestAmericans,ofcourse,werebatteredbysomeofthesameillwindsthattormented(折磨)thosenownearingretirement,butatleastthemostseniorwerecushionedbyamorereadilyavailablesocialsafetynet.Moreimportant,inastatisticaltwist,theymayhaveactuallybenefitedfromthefinancialcrisisinthemostfundamentalway:longerlives.
[O]Deathratesforpeopleover65havehistoricallyfallenduringrecessions,accordingtoaNovember2011studybyeconomistsattheUniversityofCalifornia,Davis.Why?Theresearchersarguethatweakjobmarketspushmoreworkersintoacceptingrelativelyundesirableworkatnursinghomes,leadingtobettercareforresidents.
Greatermobilityputsyoungerpeopleatanadvantageinseekingnewjobs.
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