单选题：财产保险合同对于保险利益规定的实质性要求是，财产保险合同要求被保险人在（　　）时对保险标的必须具有保险利益

题目内容：

财产保险合同对于保险利益规定的实质性要求是，财产保险合同要求被保险人在（　　）时对保险标的必须具有保险利益 A．购买保险
B．保险合同生效
C．保险事故发生
D．保险合同订立

参考答案：

答案解析：

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