单选题:我国金融机构人民币存款基准利率(  )。

题目内容:
我国金融机构人民币存款基准利率(  )。 A.金融机构可以上浮
B.金融机构可以下浮
C.由中国人民银行统一制定
D.金融机构可以自行上浮或下浮
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